ZAHEDIAN NEZHAD, Mahmoud; NAZARIAN-JASHNABADI, Javad; MEHRAEEN, Mohammad; REZAZADEH, Javad. PERAM: An Efficient Readiness Assessment Model for the Banking Industry to Implement IoT – A Systematic Review and Fuzzy SWARA Methods. Journal of Intelligent Decision Making and Information Science, [S. l.], v. 1, p. 120–155, 2024. DOI: 10.59543/jidmis.v1i.12617. Disponível em: https://journals2.publicknowledgeproject.org/default2/index.php/jidmis/article/view/12617. Acesso em: 18 jun. 2026.